Class S PRSI · Form 11 · 2026 Rates

Self-Employed Tax Calculator Ireland

Calculate your income tax, USC and Class S PRSI as a sole trader or freelancer in Ireland for 2026 — including the Earned Income Credit and preliminary tax.

What's Different for the Self-Employed

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Class S PRSI

Charged at 4.2%, with a minimum annual charge of €650 even if your calculated PRSI is lower.

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USC Surcharge

An extra 3% USC applies on self-employed income above €100,000, on top of the standard bands.

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Earned Income Credit

Worth €2,000 in 2026 — the self-employed equivalent of the PAYE tax credit.

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Preliminary Tax & Form 11

Due 31 October (mid-November via ROS). Must be at least 90% of this year's liability or 100% of last year's.

For the full picture — registering with Revenue, allowable expenses and filing your Form 11 — see our Self-Employed Tax Guide.

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Your Income

Personal Details

Deductions & Credits
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Pension contributions reduce your taxable income. Enter your salary above to use the slider.

Tax Credits

Rent Tax Credit

€1,000/yr if you pay rent in Ireland (2026)

Single Person Child Carer Credit

€1,900/yr — single parents who are the primary carer

Disclaimer: This calculator provides estimates only and does not constitute professional tax advice. Figures are based on Revenue.ie guidelines for tax year 2026. Individual circumstances vary — always consult a qualified tax advisor for advice specific to your situation.

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How the Calculator Works

Income Tax

The first €44,000 of your income (single) is taxed at 20%. Anything above that is taxed at 40%. Your tax credits reduce the final bill.

USC

Universal Social Charge applies at rates from 0.5% to 8% depending on your income level. Incomes under €13,000 are exempt.

PRSI

Pay Related Social Insurance is charged at 4% for most PAYE workers. It funds social welfare, pensions and other benefits. Exempt from age 66.